NO SHAME

These are hard times - you hear it everywhere, and worse yet, you feel it everywhere.  I'm here to say there is no shame in taking advantage of programs that are out there for homeowners as well as other legal avenues.  They are here for people like us who work hard every day for every dollar in an economy that is a bust.

Many times we struggle to make our mortgage payment to avoid foreclosure, but there are many other alternatives.  There is refinancing, new loan modifications that are coming out all the time, having an attorney see if the lender committed fraud in lending you money, and deed in lieu - where you can negotiate the money you owe.  Also, perhaps bankruptcy could help aleviate your other debts where you can more comfortably make your mortgage payments. 

For example, if you owe less than $729,000 on your mortgage, the President’s Making Home Affordable Program could cut your mortgage payments by up to $12,000 per year.

Ask your bank, or if you have an attorney, ask your attorney, about the President's Making Home Affordable Program. 

The key is to know that there are options, and you're not alone.  Hundreds of homeowners are receiving good news everyday in Miami about their finances.  If you need to speak to an attorney about what is available to you, we can recommend a very good one in Miami.  It just takes a free consultation to plan your future finances and help you during these times when we are making less money than before and everything is more expensive.  There is no shame in it and you will feel less burdened.

Email us or call us to get more information about the attorney.